by Joshua Botello Insurance. One of the dullest topics to ever talk about with anyone, other than an insurance broker. This means that we should have this important conversation as soon as possible until it is too late and you are up to your waist in legal issues that could tank your business in one fell swoop and is essential for small businesses to operate. Let’s take a look at 6 of the most common types of insurance policies that any business may need. Disclaimer: The information in this article, while authoritative, should not be considered legal advice. Consult your licensed financial advisor, legal counsel, and/or regulatory body to determine the best policies for your business. COMMERCIAL LIABILITY First on our list is commercial liability insurance, otherwise known as general liability. It's one of the most common types of business insurance. Basically, this kind of insurance protects your business against bodily injury and property damage. It i...