University of La Verne SBDC Small Biz Blog

JC Winsem, Inc. www.jcwinsem.com Jennifer Campbell is the Founder and owner of JC Winsem Inc., an online clothing store targeting girls and women 8-45 years old. “It is a modest company with a positive message. We want every woman to feel beautiful and good about who they are. We also incorporate eco-friendly and wrinkle free fabric items. We care about our environment and want to do our part,” Jennifer recounted.  Campbell had the idea and realized there weren’t any mainstream competitors in the market who target a positive message for females. Creating a positive impact in her community is a cornerstone of her business.  With no business experience and through a post on social media, Jennifer discovered a resource that was available for those who wanted to start a small business. Jennifer recalled how she came to the University of La Verne, “I lived in the area and realized there was a small business office that I saw passing by.”  Jennifer entered the office and immediately inqui

by Joshua Botello Every business owner should build their business credit. Why? It gives the businesses access to loans and other capital instruments to keep their businesses financially afloat. Many new business owners have no idea how to build credit with their business and oftentimes business owners have personal credit issues themselves. While business credit is different from personal credit, many principles will be the same in building your business credit. In this article, you’ll discover the 5 simple and practical steps to building your business credit. Separate From Your Business I f you are just starting out, you want to make sure you are set up for success to build your business credit. How you do this is by separating you as an individual from the business. Why? You don’t want your business tied to your personal credit and how successful the business is should be based on the money the business makes, not your choices personally. You can easily set up a LLC or set up a corp